At some point in your life, you may need a financial caretaker to pay your bills, watch over your investments and take care of your tax filings. For many people, the choice is easy - most often adult children or nieces and nephews are willing to help. For some people, there may not be anyone who you can easily turn to. What do you do if you are in this situation?Hire a friend and a professional. If you do not have family you trust to help with your finances, consider hiring a friend your trust.

Health status and lifestyle are big drivers in financial plans. It is important to understand the potential outcomes of your health care decisions