As you work with your financial planner to create a withdrawal strategy throughout retirement, you’ll want to consider the differences between two of the most popular strategy types: systematic withdrawal and the bucket approach.

Minorities have faced inequalities in America for generations, including less financial preparedness for retirement. Why has this wealth gap persisted, and how can we close it?

At some point in your life, you may need a financial caretaker to pay your bills, watch over your investments and take care of your tax filings. For many people, the choice is easy - most often adult children or nieces and nephews are willing to help. For some people, there may not be anyone who you can easily turn to. What do you do if you are in this situation?Hire a friend and a professional. If you do not have family you trust to help with your finances, consider hiring a friend your trust.